Las Vegas affordability

The real monthly number, not the base price.

A sticker price isn’t a payment. Set your numbers and see what a Las Vegas home actually costs you every month (taxes, insurance, HOA and all) plus the cash it takes to get to the closing table.

01 · Your numbers

What can you actually carry?

Home price $600,000Down payment 20% · $120,000Interest rate 6.50%Loan termAnnual gross incomeMonthly debt payments (car, cards, loans)Loan typeProperty tax rate (%/yr)Monthly HOAMonthly home insuranceInclude mortgage insurance (PMI/MIP) when down payment is under 20%

02 · Where are you in the process?

Estimated monthly payment

$3,529

principal, interest, taxes, insurance, HOA

Full breakdown: down payment, closing costs, total cash needed, and your debt-to-income.

Estimates for orientation, not a loan offer or a quote. Mortgage insurance, closing costs, and property tax are modeled with typical Las Vegas assumptions; your real numbers depend on your lender, credit, program, and the specific home. I’ll run the exact ones with you.

Rather talk through the numbers?

Rates, programs, and what lenders actually approve change month to month. Tell me where you stand and I'll run the real numbers with you.

or book 20 minutes

I answer these myself. Usually same day.